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Closing Services

Home/Title Basics/Closing Services

Title Insurance - Closing on Your Home

With negotiations finalized, mortgage loan approved, and insurance services selected, it is now time to sign all the paperwork to close the deal on your new home. Your escrow agent or title officer will receive instructions from your lender concerning all paperwork needed to consummate the deal. You have three tasks ahead of you:

  • Set an appointment to sign all the paperwork
  • Review the Closing Disclosure prior to your appointment
  • Bring all necessary documents and monies to the appointment

 

Set the Signing or Closing Appointment

 

The signing of your closing documents will occur remotely whenever possible (subject to state restrictions*). If signing remotely is not an option, then your escrow officer will reach out to schedule the in-person signing with all parties who must sign the final documents. 

*remote notarizations are not available in CA, DE, WI, and IL.

 

Review the Closing Disclosure

 

The closing agent and lender together will prepare a Closing Disclosure, which is a statement that details your actual closing costs. You must review it prior to the closing. By law, the Closing Disclosure must be provided to youthree days prior to closing.

REVIEW THIS DOCUMENT THOROUGHLY. It is vitally important to review the document and to compare it to the original Loan Estimate you received from your lender. The closing costs should be very similar to the original estimate. If you see any errors or have concerns about variations in prices between the two documents, report them immediately.

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BRING YOUR SPOUSE

ALL DOCUMENTS

Required by Lender.

VALID PHOTO ID

with signature for all parties (must be a U.S. driver’s license, U.S. ID card, or U.S./foreign passport)

ANY MONIES required at closing.

WIRES

Wiring instructions will be posted on LennarTrack, our secure portal. It is important to note that we will never email wiring instructions. Phishers and hackers are targeting real estate transactions and sending fraudulent wiring instructions. You should be suspicious of any emails received from your agent, lender or escrow officer which provide wire instructions or a link to send your funds. Please do not respond to any such email even if it appears legitimate. Call your escrow officer immediately if you have any questions or doubts as to the validity of the email. Do not wire any funds unless you are using the wire instructions provided on LennarTrack. Click here to see tips on how you can avoid falling victim to wire fraud.

Please allow sufficient time for the closing process, as there are many documents you will be required to sign. Your Lennar Title agent will walk you step by step through the process, explaining each item in your mortgage package before asking you to sign.

 

Call your local Lennar Title team if you have any questions before the closing or signoff.